When you need money to fix your car, renovate your house or pay school fees, Sunshine Loans should be your first option if you need instant credit that is safe and has an easy application process. Sunshine offers a variety of loans, Personal Loans being among them.
Sunshine Loans start from a minimum of R500 up to a maximum of R4000 and repayment terms range from 4 days to 49 days, you are expected to choose the precise date to pay back the loan, and keep in mind that the payment must be made with one instalment on your payday.
Sunshine Loans Qualifying Criteria
To be eligible for a Sunshine Loan you must meet the following requirements:
- Must be South African
- Valid SA ID
- 18 years or older
- Have a stable source of income, either employed or self-employed
- Active bank account
- Valid Cellphone Number
Documents Required When Applying
Sunshine will require just a few documents when applying for a loan, which are as follows.
- South African ID card or document
- Proof of income: Recent 3 months bank statement or recent payslip if necessary
Sunshine Loans Application Process
Sunshine has only one platform to apply for their loans and you can apply for a Sunshine Loan online, this service is available 24 hours every day of the month, even on holidays, once you have the documents mentioned above and you meet the requirements you can access this link Sunshine Loans Application form to start the application process and you will be required to complete 8 simple steps which usually take a couple of minutes to conclude.
Once your application is approved you will get your money sent to your bank account immediately and any delays will be caused by the bank you are using.
Benefits of Sunshine Loans
- Quick Turnaround Time: It takes only 5 minutes to apply and your money will be in your account immediately
- Safe and Secure: Your personal information is always protected
- Transparent: You will know exactly how much you are going to pay before applying
- No early repayment penalty: If you decide to pay back your loan earlier you won’t be charged a cent
- Government Grant Recipients can qualify: Sunshine requires you to have a stable income stream to qualify
Contact Details
For more information regarding loans offered by Sunshine, you can use the following details
- Phone: 010 496 2073
- Email: info@sunshineloans.co.za

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Why do they take time to process the funds in your account.
They only take minutes