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Payday Cash Loans are approved immediately. No Credit Checks.

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Payday Loans for South Africa Residents

  • Get Payday Loan up to R2500
  • No Obligation
  • Free to Apply Online
  • Very Small Application Form
  • 100% Confidential, Safe & Secure
  • Amazing Fast Process
  • No Paperwork or Faxing required
  • Immediate Approval

Do I Qualify?

  • Have a Permanent Employment
  • Must have a Bank Account
  • South African Citizen
  • Age – 18 Years or Above

Advantages of payday loan, Get a quick cash, Apply for a payday loaN online

At least 62, 3% of household earn below R2500 per month, with this amount a person can hardly afford the basic needs not to mention the unexpected expenses that occur during the months. For such people, short-term loans have become very helpful as they manage to cover their expenses. Payday loans are one of the fastest and the easiest way to get cash to solve financial emergencies. Unlike the bank loans which takes months and months to approve the loan. A payday loan will not let you down, it will rescue you in time of need.

A payday loan is a short-term loan of a small amount of money lent to a borrower on the agreement to be repaid when they receive their next wage. These loans continue to play a very important role in the lives of many South Africans. “If it wasn’t for a payday loan I wouldn’t have gone back to school, I needed money for registration, it was January, my mother didn’t have money, so she applied for a payday loan at Smart Payday Loan and within two days we received the money and I was able to go back to school.” Nonhlanhla Sebeko, UJ student.

“I would say I’m their biggest customer, especially towards the end of the mouth, at that time I will be broke with no petrol money, so those loans really do help me, I just borrow a small amount that I can afford to pay back month end” Joster Masemula, an employee

Payday Application Process

The payday loan application process is often simple compared to the bank loans lending criteria’s which includes the borrower’s credit history, customer risk profile, the current debt payment, earning statement, proof of residency and a whole lot of documents and still does not even guarantee an approval of a loan. The bank loans are the most difficult to get than any other types of loans, if you fail to pay it back it can lead to you losing your property.

Convenience of Payday Loans

Payday loans are convenient they often take 1-2 working days to get cash deposited into your account. They have few requirements to approve the loan, which are monthly payslip, a person over 18 years, identity book, and the bank account, you do not need to fill in lengthy forms. It is also easy to repay back the loan since they lent the small amount of money. These loan lent loans from as little as R100 up to R8000 depending on the loan provider. With this amount, you can be able to cover unforeseen circumstances such as paying for the school fees to secure a place for the following year, medical emergency or to fix damage caused by natural disaster. With a payday loan, you do not have to wait on long bank queues to get a loan, you can simply apply online at the comfort of your home and get approved within a few hours. They do not look at the borrowers’ high credit score.

Despite payday loans often receiving bad publicity for the high-interest rate charges. These payday loans are strictly monitored by the National Credit Act (NCA) and the abide by the legislation implemented by the NCA to protect the customers from the high-interest rates and fees, these laws are also there to protect the customer from the lender’s exploitation

44 Stanley Ave

Milpark, Johannesburg, Gauteng, South Africa

Phone: 0784521738


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