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A payday loan can help you in case of emergency, if you find yourself in need of quick cash or enough money to do home renovation or even fix your broken car, you can apply for a payday loan which is from R1000.

The Benefits of a payday loan

Payday Loan is a type of a loan that is payable on your payday, in other words it is a loan against your payday meaning when you get paid on the 31 of the month and you took the loan on the 1st of the month, the loan will be repaid on the 31 when you get your salary.

Payday loans are relatively short term loans as their repayment period is very short and the interest rate is very reasonable.

Payday Loan Application

In many cases payday loans are mostly applied online, you can also get payday loan in almost all the South African banks or at the ATM if the bank you are banking with support ATM loan application.

Requirements Needed

If you apply for a payday loan through your bank, the only thing that they need is for you to be permanently employed and the account is active and receiving money every month.

So other payday loan providers might need you to provide documents such as ID, proof of residents, and the 3 months latest bank statement.




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