Obtaining credit has never been this easy with a Capitec short-term loan if you need money to buy a car, a house or to pay for an unexpected task or emergency that most people don’t usually budget for, then this credit solution is for you.
Getting a Capitec short-term loan is easy and convenient. You can borrow amounts ranging from R1 000 up to R500 000. If you qualify, you will have 12 to 84 months to repay the loan.
Capitec Short-Term Loan Qualifying Criteria
In order to qualify for a Capitec short-term loan you must have the following documents and meet the requirements.
- You must be South African
- 18 years or older
- Employed or self-employed
- Earning a minimum of R3000 per month
- Valid South African ID
- Recent 3 months bank statement
- Recent Payslip
How to Apply for Capitec Short-Term Loan
If you are now familiar with the qualifying criteria mentioned above, which are the requirements and documents required you can apply for the Capitec short-term loan on the following platforms.
- Online: You can apply at the comfort of your home using the Capitec website or App
- Telephonically: You can apply through a phone call a consultant will always offer quality service
- Branch: You can apply at your nearest Capitec branch if you prefer doing the application process face-to-face
Capitec has a quick turnaround time you will get the outcome of your loan application in just minutes and if you qualify your money will be immediately sent to your bank account.
Benefits offered by Capitec
The following makes this credit product more than just a loan and they are as follows
- Personalised Interest Rates
- Get up to R500 000
- Fast turnaround time
- Fixed Repayment Term
- Affordable Interest Rates and Fees
- Manage your credit using your Capitec app
- Credit Insurance
Contact Details
For more information regarding the Capitec short-term loan, you can use the following details.
- Telephone: Â 0860 66 77 89
- WhatsApp: 072Â 822 1582
- Email: clientcarecentre@capitecbank.co.za
You can get more personal loans here Â